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Making Home Affordable
CALL TODAY FOR A FREE CONSULTATION AT (888) 234-7006


M.H.A.
Making Home Affordable
The Making Home Affordable Program (MHA) is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.

Learn more about specific programs (links included) below...
HAMP
MHA
HUD




H.A.M.P.
Home Affordable Mortgage Program

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If you are not unemployed, but you’re still struggling to make your mortgage payments, you may be eligible for the Home Affordable Modification Program (HAMP).  HAMP may lower your monthly mortgage payments in order to make them more affordable and sustainable for the long-term.

In an effort to continue to provide meaningful solutions to the housing crisis, effective June 1, 2012, the Obama Administration expanded the population of homeowners that may be eligible for the Home Affordable Modification Program to include:

  • Homeowners who are applying for a modification on a home that is not their primary residence, but the property is currently rented or the homeowner intends to rent it.
  • Homeowners who previously did not qualify for HAMP because their debt-to-income ratio was 31% or lower.
  • Homeowners who previously received a HAMP trial period plan, but defaulted in their trial payments.
  • Homeowners who previously received a HAMP permanent modification, but defaulted in their payments, therefore losing good standing.

If you are a homeowner who falls into any of these criteria, you may be eligible for a modification under the expanded criteria.

NOTE: We have also included links to alternative modification programs like UP (Unemployment Program) and HHF (Hardest Hit Fund) for those consumers struggling to secure employment.

Put and END to financial worries with a FREE consultation NOW!

HAMP
PRA
2MP
UP


HHF




H.A.R.P.
Home Affordable Refinance Program

The Home Affordable Refinance Program, also known as HARP, is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009 to help underwater and near-underwater homeowners refinance their mortgages.

Join the 900,000+ people who have benefited from the Home Affordable Refinance Program!

Put and
END to financial worries with a FREE consultation NOW!
HARP




FHA • VA • USDA
Lender & Insurer Specific Programs

FHA, VA and USDA all offer mortgage modification programs for struggling homeowners designed to lower monthly mortgage payment to no more than 31 percent of the homeowner's verified monthly gross (pre-tax) income — making monthly mortgage payments much more affordable.

Put an
END to your financial worries with a FREE consultation NOW!
VA
FHA
USDA
CALL US TODAY FOR A FREE CONSULTATION
(888) 234-7006
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